Considering a term deposit or fixed income investment?
Many high net wealth individuals, SMSF holders, companies and trusts choose non-bank fixed income solutions as a way of boosting the income on their portfolio. If you are interested in doing the same, an Income Direct Fixed Income Account might be right for you.
Our fixed interest rates start from...
6.45%
p.a.12 month term
Current rates
$100k minimum subscription. Incentives available for amounts $500k and above.
12 month term
6.45%p. a.
36 month term
7.95%p. a.
60 month term
8.25%p. a.
- Interest paid monthly
- Compound interest available
- No setup, performance or management fees
- Individuals, SMSFs, companies & trusts accepted
- Fast account setup
- Dedicated personal relationship manager
Income Direct is a non-bank provider of fixed income solutions to high net worth clients. The Financial Claims Scheme does not apply to our Fixed Income Accounts. Accounts as they are not a term deposit and carry a different risk profile. Like most investments, clients should be mindful that principal and interest are not guaranteed.
Want to find out more? Call us today
to find out if you are eligible for
a Fixed Income Account
Term deposits and non-bank fixed income solutions are popular with high net wealth clients seeking fixed income
They have many similar features however they are also different types of investments. Common features of term deposits and fixed income products include both:
- offer regular interest payments
- are generally fixed term investments
- are popular with investors seeking regular income
It is helpful to know they are also different in risk profile. Generally speaking, term deposits:
- have a low risk profile
- are only offered by Authorised Deposit-Taking Institutions
- are covered up to a maximum of $250,000 by the Financial Claims Scheme
“I had a phone call with one of their directors and was quietly pleased when there was no hard sell at all. I then did research on the company and made the decision to make an investment with them with the minimum amount. From there the whole process was simple and carried out as I was told it would be."
Why Income Direct's Fixed Income Accounts are popular with high net worth clients seeking income
Income Direct's Fixed Income Accounts are a smart way of combating rising inflation. By earning a fixed rate of interest above those offered by traditional institutions you can put your money to work and enjoy regular interest payments or compounded returns.
Who does fixed income suit?
Clients seeking fixed income solutions are generally:
- retirees;
- self-managed super funds (SMSFs);
- individuals and partnerships; and
- businesses with surplus cash.
If you fall within one of these categories and are seeking more income on your capital Income Direct's Fixed Income Accounts might be a sensible option for you.
Enjoy the benefits of more income
Australian investors seek fixed income solutions for a variety of reasons. Those commonly include:
- meeting living expenses;
- enjoying a good lifestyle; and
- keeping ahead of inflation.
We regularly work with clients aiming to achieve a regular income stream from their capital. Best of all there are no account setup, management or ongoing fees associated with our Fixed Income accounts.
“The Income Direct representative that I’m dealing with made it very easy to set up the account and does a great job of following up and answering any of my questions both via phone and email. I am very happy with the rate and the payments that I’m receiving.”
“I would like to recommend Brian of Income Direct as a straight forward guy who sets our exactly the investments you are looking for with a minimum of fuss. He guides you through the process and advises you in layman's terms what documents you will receive to satisfy any doubts or reservations you may have. I personally have invested a substantial sum of money with him & Income Direct and feel very comfortable with my outcome.”
Find out if you are eligible
If you are considering parking some capital for a fixed term and would like to earn a meaningful return request an info pack or call our local team to see if you are eligible
Request an Information Pack
Select your term (months)
Your interest rate for 12 months p. a.
- Earn meaningful rates of return
- Monthly interest payments
- Compound interest available
- Personal relationship manager
$100k minimum. Incentives available for amounts from $500k up to $10 million. Offer available to individuals, joint names, SMSFs, trusts and Australian companies