Income Direct’s Fixed Interest Accounts are popular with high net worth clients seeking competitive returns and regular income. Key features include:

Calculate your earnings potential

The smart way to


on your capital

earn 5.50% - 8.20% p.a.


Access great interest rates by

going direct

with Income Direct™

Income Direct and its related parties are asset managers with an interest in private equity, real estate and credit investments. Income Direct's fixed and variable interest rate offers are not Government guaranteed or covered by the Financial Claims Scheme. As with all financial decisions there are risks to consider.

Current Rates

Why should I choose Income Direct?

How can you offer such competitive rates?

Am I eligible?

FAQ's to help you determine if we are

the right fit

How does Income Direct™ make money?

Underlying investments

Valuation

Operating Cost

Currency

Political

Other

Principal & interest

Real estate

Credit

Securities

Related party transactions

Legal

Regulatory

Liquidity

Data

Help us fund over $5 billion worth of investment

Boost the yield on your idle capital. Don’t let your money just sit in your account and lose its value by being idle

Simple online application process and fast onboarding. You can start earning interest within as little as 24 hours

Login online and view your account statements, top-up or withdraw funds from your account when your contracts expire

Great Rates

Fast setup

Monthly statements

Open your account online by completing a simple online form

Choose your amount, term, interest and guarantee, and provide us with your banking details

Choose Income Direct™ to earn more income on your capital. 100% online fixed interest rate solutions from 6-120 months. $250k minimum. Open an account in 2 minutes.

Our overnight courier delivers you the bill instrument for execution

I came across Income Direct while seeking a competitive return for a reasonably large investment. I needed to understand the differences and rationale between Income Directs rates, being double those being offered by High Street Banks, as well as concerns around fraudulent and scamming opportunists. I appreciated the help given by the Income Direct support team Members in my “due diligence” efforts particularly in determining and getting independent information from 3rd party organisations. It is a comfort having an Australian based organisation and Support Team and I really appreciate the professionalism I have experienced throughout the initial contact phase that has continued post investment.

I recently retired and have been researching a way to safely invest my retirement funds. I was looking for security and a good return on those funds for a long time. I had almost made a decision to go with another company when I contacted Brian Lewis from Income Direct. Brian helped me from making a huge mistake by investing with a dubious company. Instead he guided me through the features and benefits of investing with Income Direct. I found Brian and his team very easy and professional to deal with. After my first investment with them I have now made another. It is not easy to find someone trustworthy with all the scams out there. I am very confident with my retirement knowing they are a very important part of my future.

Thanks Lucy for looking after me, it’s hard to find a decent interest rate you can live off. Income Direct are looking after me.

I would like to recommend Brian of Income Direct as a straight forward guy who sets out exactly the investments you are looking for with a minimum of fuss.He guides you through the process and advises you in layman’s terms what documents you will receive to satisfy any doubts or reservations you may have. I personally have invested a substantial sum of money with him & Income Direct and feel very comfortable with my outcome.

March 2025 Promotional Rate

Access great interest rates by going direct with Income Direct™

Current Rates

Your interest rate for 12 months